The website and the Smooth, Strong & Confident brand are operated by individual entrepreneur (FOP) Kovalska Karyna, registered in Ukraine, Vinnytsia ("we", "us", "our").

"Susan Carter" is the brand name and voice used for Smooth, Strong & Confident content. Contact: susan@smoothstrong.com

We sell digital products in PDF format, including the workbook "Smooth, Strong & Confident" (the "Product"). No physical item is shipped.

The price is shown on the sales page in US dollars at the time of purchase.

Payments are processed securely by our payment provider, WayForPay. We do not see or store your full card details.

Your bank may show the charge under our business name or the payment provider's name. Any currency conversion or foreign transaction fees charged by your bank are your responsibility.

After successful payment, you will be redirected to a download page for the Product. If you do not receive access within 24 hours, email us at susan@smoothstrong.com and we will send it to you.

When you buy the Product, you receive a personal, non-exclusive, non-transferable license to use it for your own personal, non-commercial purposes. You may print copies for your own use.

You may not resell, share, distribute, publish or upload the Product, in whole or in part, or claim it as your own. All content is protected by copyright and remains our property.

Because the Product is a digital download delivered instantly, all sales are final once the Product has been delivered. Exceptions are described in our Refund Policy.

The Product and all content on the website are for general educational and informational purposes only. They are not medical advice and are not intended to diagnose, treat, cure or prevent any disease or condition.

We are not doctors or licensed healthcare providers. Always consult your doctor or a qualified health professional before starting any new exercise, nutrition or health routine, especially if you have a medical condition or take medication. You use the information at your own risk.

Results depend on many individual factors, including age, genetics, health and consistency. We do not promise or guarantee any specific result.

To the maximum extent permitted by law, we are not liable for any indirect, incidental or consequential damages arising from your use of the website or the Product. Our total liability for any claim related to a purchase is limited to the amount you paid for that Product.

We may update these Terms from time to time. The version posted on the website at the time of your purchase applies to that purchase.

These Terms are governed by the laws of Ukraine, without prejudice to any mandatory consumer protection rights you may have under the laws of the country where you live.

Questions about these Terms: susan@smoothstrong.com